Terms and conditions

1. The Service

The Service collects and shows in one place the exchange rates of Georgian banks, microfinance organizations, exchange offices and the National Bank of Georgia, as well as fuel, crypto and stock prices.

The Service does not exchange currency, is not a financial institution and gives no financial advice. Information on the site is not an offer or a recommendation.

2. Accuracy

Rates are collected automatically from the organizations' public sources or entered by the organizations themselves. We aim for accurate, timely data, but cannot guarantee it always matches the rate at a branch.

Confirm the rate with the bank or exchange office before a transaction. The Service is not liable for losses caused by a difference between the shown and the actual rate.

3. Accounts

Individuals sign in with a phone number (SMS code) or a Google account. Companies register with email and password; their account becomes active after an administrator approves it.

You are responsible for keeping access to your account secure and for the accuracy of your details. You can delete your account at any time from your page.

We may suspend or close accounts that break these terms or misuse the Service.

4. Paid plans

GFX Premium (individuals): instant SMS alerts when a rate reaches your target or the best rate changes. The price per 30 days and any current discount are shown on the Pricing page (gfx.ge/pricing). The daily summary is free.

Rate listing (companies): your organization's rates and profile shown on gfx.ge, with a panel to manage them. The price per 30 days is shown on the Pricing page.

Prices are in Georgian lari. The special price may change; a change never affects a period already paid, and we notify you before a change applies to auto-renewal.

5. Payment

Payments are made on the secure Bank of Georgia payment page by card, Apple Pay or Google Pay. Card data is handled by the bank only; the Service does not store or see it, except a masked number (e.g. 4111********1111).

A plan activates as soon as the bank confirms the payment and lasts 30 days. If a plan is already active, a new payment extends it by 30 days.

6. Auto-renewal and cancellation

If you turn on auto-renewal at checkout, the bank keeps your card and the same amount is charged automatically every 30 days, about one day before the plan runs out.

You can turn auto-renewal off at any time on your page or in company settings. The card is then removed at the bank, and the period already paid stays active until it ends.

If a charge fails we retry; after three failed attempts auto-renewal is turned off.

7. Refunds

If within 14 days of payment you could not use the plan because of a technical fault on our side, or you were charged twice by mistake, contact us and we will refund the same card.

Otherwise a paid period is not refunded, but you can turn off auto-renewal so you are not charged again. A refund by the bank may take several business days.

8. SMS alerts

Alerts are limited (no more than 20 SMS a day per account), with a minimum interval between repeated alerts. Delivery depends on the mobile operator; the Service is not liable for operator delays or failed delivery.

Alerts are based on the latest data in the Service and may lag behind an actual rate change at an organization.

9. Company obligations

A company that enters its own rates is responsible for their accuracy and freshness and must honor the rates published on the site.

The company confirms it has the right to use the uploaded logo, name and other material. We may hide incorrect or misleading information.

10. Ads and external links

The site may show ads and links to other websites. The Service is not responsible for their content or terms.

11. Personal data

We process only the data the Service needs: phone number, name, email, your chosen currencies and alerts, and payment history (without card data), in line with the Law of Georgia on Personal Data Protection.

We do not share data with third parties except where needed to provide the Service (sending SMS, payment processing by the bank) or required by law. You receive marketing messages only with your consent.

We use cookies for your session and, with your consent, to remember settings and for anonymous statistics. Deleting your account deletes your data, except records we must keep by law (such as payment records).

12. Limitation of liability

The Service is provided "as is". To the extent permitted by law, we are not liable for indirect loss, lost profit, or loss caused by temporary unavailability of the Service or by third parties (banks, operators). Our liability never exceeds the amount you paid in the last 30 days.

13. Changes and governing law

We may change these terms; the new version is published on this page with its update date. Holders of paid plans are notified in advance of material changes.

These terms are governed by the laws of Georgia. Disputes are settled by negotiation, failing which by the courts of Georgia.