Exchange gap index
Today the difference between the best and the worst offer is 47.50 lari when you sell 1,000 dollars and 51.00 lari when you buy them. GFX.GE compares the cash rates of 27 organizations; the GFX gap index for the dollar is 1.90%.
Updated 10.11.2026 21:56
Gap when selling $1,000
47.50 ₾
Gap when buying $1,000
51.00 ₾
Gap index, US dollar
1.90%
Best and worst offer by currency
Selling: how many lari you get for the currency (buy rate). Buying: how many lari the currency costs you (sell rate). Amounts: 1,000 USD, 1,000 EUR, 1,000 GBP, 10,000 TRY.
| Currency | Selling | Buying | Index | ||||
|---|---|---|---|---|---|---|---|
| Best | Worst | Gap | Best | Worst | Gap | ||
| 1,000 USD | Hash Bank 2.5925 | Liberty Bank 2.5450 | 47.50 ₾ | Inteliexpress 2.5940 | Liberty Bank 2.6450 | 51.00 ₾ | 1.90% |
| 1,000 EUR | MBC 2.9000 | Basisbank 2.8090 | 91.00 ₾ | MJC 2.8960 | Basisbank 2.9910 | 95.00 ₾ | 3.20% |
| 1,000 GBP | Hash Bank 3.4580 | Basisbank 3.3480 | 110.00 ₾ | Elsede Credit 3.4400 | MBC 3.6000 | 160.00 ₾ | 3.88% |
| 10,000 TRY | MJC 0.0520 | Leader Credit 0.0500 | 20.00 ₾ | Inteliexpress 0.0530 | FXHub (Branch) 0.0540 | 10.00 ₾ | 2.91% |
Typical spread by type of provider
The spread is the difference between the sell and buy rate, as a percentage of the official rate. The median is shown: the figure of a typical provider.
| Currency | Banks | Microfinance | Exchange offices |
|---|---|---|---|
| USD | 1.93% | 0.15% | 0.15% |
| EUR | 2.61% | 0.34% | 0.41% |
| GBP | 3.32% | 1.13% | 0.89% |
| TRY | - | 3.88% | 5.81% |
The index by day
Daily value from each provider's last rate at the end of the day. Dollar and euro.
Methodology
- Source: cash rates of banks, microfinance organizations and exchange offices that GFX.GE collects automatically from their websites and apps.
- Card rates are a separate product and are not part of the index.
- A rate is left out when it was not confirmed in the last 24 hours, when its buy rate is above its sell rate, or when it is more than 5% away from the official rate.
- Index = (selling gap + buying gap) / 2, as a percentage of the National Bank of Georgia's official rate.
- Rates can differ between branches; each organization's main rate is used.
Data and citation
The index is open under CC BY 4.0: you can use and publish it with attribution.
Cite as: GFX.GE, Exchange gap index, 10.11.2026, gfx.ge/en/research/exchange-gap-index